1. Acceptance of Terms

Welcome to 3B Credit Health! These Terms and Conditions ("Terms") apply to your use of 3B Credit Health's product/services. By accessing or using 3B Credit Health's services, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use 3B Credit Health's services.

2. Subscription and Payment

2.1 Payment: You agree to pay all fees and charges associated with your subscription plan, as specified on our website or in communication with you. Payments are non-refundable.

3. Account Security

You are responsible for maintaining the security of your account. You must not share your account login credentials or allow others to access 3B Credit Health's services using your account.

4. Usage Restrictions

You shall not:

Reverse engineer, decompile, disassemble, attempt to derive the source of, or decrypt 3B Credit Health's product or any portion of it.

Use 3B Credit Health's services for any illegal or unauthorized purpose.

Transmit any worms or viruses or any code of a destructive nature.

5. Intellectual Property

5.1 3B Credit Health’s Property: 3B Credit Health retains all right, title, and interest in and to the services, including all related intellectual property rights.

5.2 User Content: 3B Credit Health does not claim ownership of any data, information, or material you upload, submit, or otherwise transmit to or through 3B Credit Health's services.

6. Termination

3B Credit Health may terminate or suspend access to the services at its sole discretion, without prior notice, if you breach these Terms.

7. Changes to Terms

3B Credit Health reserves the right to modify or replace these Terms at any time. Changes will be effective when posted on 3B Credit Health's website. Your continued use of the services after changes are posted constitutes your acceptance of the updated Terms.

8. Disclaimer of Warranties

3B Credit Health's services are provided "as is" and "as available." 3B Credit Health makes no warranties or representations of any kind, whether expressed or implied, regarding the services.

9. Limitation of Liability

3B Credit Health shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of TX, without regard to its conflict of law principles.